Can I qualify for a mortage on a home in Aliso Viejo?

Most shopping in Aliso Viejo can qualify for more than they shoul borrow.

I’m amazed at how aggressive people are when it comes to buying a home, especially in the midst of our foreclosure storm.  On every Aliso Viejo Real Estate Listing I service I always require potential buyers to submit a pre-approval letter from their lender along with the proof of funds to close the transaction. Visit Reali for additional real estate guidance and information.

The question when buying Aliso Viejo Real Estate should be, “How much can I afford”?

I’m often surprised at how little capital these prospective buyers have in reserve after the escrow closes.  The question should really be, “How much can I afford”?   That’s a tough question.  That’s a very personal question only you can answer for yourself but only after getting some help and hire the Roofer Liverpool has for a quick cange.

Find professionals who can help you with your financial decisions before buying an Aliso Viejo Home

Find a financial advisor like Dan Buster at Zuk Financial in Lake Forest or a really good Loan Officer like Pat O’Connell at VIP Mortgage.  I trust these two gentlemen with my personal information, share with them my financial goals and they’ve always been able to guide me towards making prudential decisions.

Consult your accountant-They’ll let you know if you can afford an Aliso Viejo Home

Call your accountant and be sure you are budgeting for future things like college for your children, weddings (I have three daughters) and things like vacations, etc.  A home is supposed to be your place of respite and if you are stressed, or as Pat says, “The cup is Full” you may not feel relaxed and comfortable about your home.

Take a look at the mortgage calculator to help with your planning

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